I want to Buy a House!
In my experience, a home isn’t a dream home because of its room dimensions. It’s about how you feel when you walk through the front door, and the way you can instantly envision your life unfolding there. This is about more than real estate – it’s about your life and your dreams. I understand you are looking for a new home and I want to be the real estate professional to help you. I work with each of my clients individually, taking the time to understand their unique needs and lifestyle, and I want to do the same for you. It’s incredibly fulfilling to know I am helping my clients open a new chapter of their lives. That’s why I work so hard to find that perfect home.
I know the Home buying process can be daunting and I’ve created a step by step guide to help my First Time Home Buyers prepare for what the process looks like. Keep scrolling to learn more!
Home Buying Process: Where do I start?
Step One: Financial Approval
I recommend that Buyers get Pre-Qualified with a Mortgage Lender prior to beginning the home search. Knowing how much you can comfortably spend on a home reduces the potential frustration of looking at homes beyond your financial comfortability.
Step Two: Buyer Consult
I work with each client individually, taking the time to understand their unique lifestyles, needs and wishes. This is about more than a certain number of bedrooms or a particular zip code. This is about your life and it’s a very important step for me to identify homes that fits you perfectly.
Step Three: Select & View Properties
You will have access to all homes on the market as well as unlisted properties not yet listed. Once you let me know you have interest in a property, I will develop an in depth Market Analysis of the home to determine market value.
Step Four: Write and Offer
Once we have found the property you want, we will write a purchase agreement. While much of the agreement is standard, there are a few ares that we can negotiate: Price, move in date and special stipulations.
Step Five: Home Inspection
Hire a home inspector to do a thorough inspection of the home. This uncovers rather important information you should know about the home. This negotiation process requires a good bit of experience focused on achieving your goals.
Step Six: Clear Contingencies
During this due diligence, both parties work to clear any contingencies that were discovered by the home inspection, appraisal or lender.
Step Seven: Finalize Lender Application
It is during this time that you will be doing a lot of work. The lender will be reaching out for documents for underwriting to tie up all aspects of the loan.
Step Eight: Clear to Close
Frequently Asked Questions
How will you tell me about the newest homes available?
The Multiple Listing Service website provides up to date information in real time for every home on the market. I constantly check the New on Market list so I can be on the lookout for my clients. I will get you this information right away, in the most convenient method you prefer (phone and/or email).
Will you inform me of homes from all real estate companies or only Keller Williams Realty?
I will keep you informed of all homes. I want to help you find your dream home, which means I need to stay on top of every home that’s available on the market.
Can you help me find new construction homes?
Yes, I can work with most builders and get you the information you need to make a decision. On your first visit with the builder, I will accompany you. By using my services with a new construction home purchase, you will receive the services I offer, as well as those provided by the builder at no additional cost.
How does for sale by owner (FSBO) work?
Homeowners trying to sell their home without agent representation are usually doing so in the hopes of saving the commission. if you see a FSBO and want to see the property, let me contact the owner for you and make an appointment. Most times the homeowner will work with an agent, even though their home is not listed, since the agent is introducing a potential buyer to their property.
Can we go back through our property again once an offer is made, but before the closing date?
Typically, I will notify the seller and schedule a convenient time to visit the property again. Immediately before the closing, I will schedule a final walk through and inspection of your new home.
Once my offer is accepted, what should I do?
Once all applicable inspections are completed, celebrate and focus on moving into your new home! You will want to schedule your move, pack items and notify business of your address change. I will provide you with a moving checklist to help you remember all the details. Your lender and I will also give you a good faith estimate and ALTA statement, which will indicate the amount you will need to bring to closing.
I’m worried about qualifying for a loan (Bankruptcy, Bad credit, student loans, medical bill debt, credit card debt, etc). Should I still reach out to a lender?
Absolutely! Think of the lender as your financial therapist, they can offer you guidance and tell you what you need to do in order to qualify and even recommend loans that best suit your needs. If now is not the right time, they will let you know and provide feedback to get you prepared and on the right track.
Schedule a Buyers Consult!
If you are ready to start your home buying process, now is the time! Feel free to call us so we can get your Buyers Consult scheduled today!
